• Never use an ATM with a blank screen and, if the ATM is obscured from view or poorly lit, leave immediately and find another ATM.
• Stand close to the ATM and use your body and hand as a shield to make sure nobody sees you keying in your pin.
• Make sure you keep your hand over the card slot to make sure nobody can swop or take your card.
• Never accept help from strangers when using an ATM. You should be wary of strangers asking for help.
• Criminals work in teams – one to distract you, while the other steals your card or money.
• If your card is retained (swallowed) by the ATM, phone your bank's toll-free stop card line immediately and stop your card.
• Never allow a bystander to call the stop card line on your behalf – they could be tricking you into thinking your card has been stopped.
• Guards are placed at ATMs to discourage criminal activities and therefore cannot help you with transactions.
• If you need help, ask a bank official.
• Be alert and conscious of your surroundings when using the ATM.
• Never give your card or PIN to anyone, for any reason.
• Don’t write your PIN on the card or anything that is kept with the card.
• Do not insert your card until asked to do so by the display screen.